0% Finance, is it worth it?

Automobile companies have discovered that 0% financing promotions are one of their most effective sales tools. Print ads and television commercials abound with offers of “0% APR” on new models. Sounds great, doesn’t it? The idea is to attract buyers for new cars by making it appear that compared to used cars, they will save money on financing. However, almost all 0% financing offers provide multiple options for the consumer. The ads reads like “0% financing for three years or a specified amount of cash back.” The amount of cash back depends on the model, with expensive models receiving larger rebates. Further inquiries reveal that if you desire a longer loan, that option is also available for a reduced interest rate of 1.9% or 2.9%. Which option is best for you as an automobile buyer? Should you (a) take the cash back, (b) take the 0% offer, or (c) take the longer-term loan at a reduced interest rate.
The answer of course is—it depends.

If you have any questions regarding how to save the most money on your next vehicle purchase, please contact us. 610 253-3521

Brown Daub Chrysler Jeep Dodge Exclusive Fresh Start Program

Brown Daub Chrysler Jeep Dodge has announced an Exclusive Fresh Start Program for those that have had credit problems in the past. We have noticed a trend that is going to allow us to help others rebuild, and get you driving a newer car at a fair monthly payment. Contact us today for the full program, or apply online and get pre-approved in seconds!

How to fix credit report errors

Fixing credit report errors – what to do to insure that the mistake gets corrected as quickly as possible, contact both the credit bureau and organization that provided the information to the bureau. Both these parties are responsible for correcting inaccurate or incomplete information in your report under the Fair Credit Reporting Act.

First, tell the credit bureau in writing what information you believe is inaccurate.
The credit bureau must investigate the item(s) in question – usually within 30 days – unless they consider your dispute frivolous. Include copies (NOT originals) of documents that support your position. In addition to providing your complete name and address, your letter should:

Clearly identify each item in your report you dispute.
State the facts and explain why you dispute the information.
Request deletion or correction.
You may want to enclose a copy of your report with the items in question circled. Send your letter by certified mail, return receipt requested, so you can document that the credit bureau received your correspondence. Keep copies of your dispute letter and enclosures.

Second, write to the appropriate creditor or other information provider, explaining that you are disputing the information provided to the bureau.
Again, include copies of documents that support your position. Many providers specify an address for disputes. If the provider again reports the same information to a bureau, it must include a notice of your dispute. Request that the provider copy you on correspondence they send to the bureau. Expect this process to take between 30 and 90 days.

In many states, you will be eligible to receive a free credit report directly from the credit bureau, once a dispute has been registered, in order to verify the updated information. Contact the appropriate credit bureau to see if you qualify for this service.

Holiday Lease Specials

Brown Daub Chrysler Jeep Dodge has just announced some amazing lease specials for the holidays!

2010 Dodge Journey starting @ $219mo

2010 Chrysler T&C starting @ $229mo

2010 Jeep Liberty Sport starting @ $270mo

How about some great buys?

2010 Dodge Ram starting @ $16995

2010 Dodge Challenger starting @ $18995

2010 Dodge Avenger starting @ $13995

2010 Jeep Wrangler starting @ $16595

2010 Jeep Commander starting @ $24495

2010 Jeep Grand Cherokee starting @ $23995

Please see one of our sales specialists for all of the details, or call 610 253-3521

These are just a few of the fantastic deals at Brown Daub Chrysler Jeep Dodge. Need finance? Click on our quick application tab for instant finance results!

Just added, quick app.

We’ve just added another great tool for our guests. Minimize your time in the dealership by getting financing pre-approved before you even come in! It doesn’t get much easier than that. Just go to our quick application page, and within seconds, you will be ready to come in and purchase the car of your dreams!

Welcome to our Official Blog!

A little about our dealerships. Founded in 1936, Brown Daub has always put the customers first, hence our motto “Reputation is Everything”.  Stay tuned for our thoughts, sales, and promotions!